First step to a better auto loan rate

Fixing bad credit is not as expensive as you might think.

We believe in an honest sales approach, so here goes.

If you are in a hurry, we can help you with financing -- particularly a Bad Credit Auto Loan. If you're not in a hurry, and just shopping around, then we want to let you know some inside information on the car industry that can save you money.

How much money? Well, there are two ways to look at it.

Over the life of the loan, a good credit rating could save you hundreds of dollars. On the other hand, if you stop by 7-11 every day for a 20-ounce Coke (or a newspaper and a cup of coffee), well, you just spent the difference.

That's right -- the difference between a prime auto loan rate and a subprime car loans works out to about $1.49 a day. In fact, on a three-year, $7,000 loan, you can pay it off and fix your credit for just $1 per day. If that doesn't sound like much, then apply now.

Dealers in our nationwide network are electronically linked to hundreds of lenders. That not only increases your chances of approval -- it lets them slot you to the best auto loan interest rate your credit score will allow.

So here's how it works. You fill out the app, make an appointment, find out about your auto loan rate and available vehicles. If you like it, drive away; if you don't, you walk away. Simple as that. Try it and see.

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• Consumer Reports keeps a page on its site called Best Used Car Deals Right Now. You can see that page by using this link.

• Intellichoice does a monthly update on the best current deals in the auto industry.

• AOL Autos does a monthly report on best car values. Here's one example. Honestly, considering most people don't buy a car within the first 30 days of shopping, you should check that every month.

Auto loan rate insider: paying off this loan will make your next Car Loan cheaper.
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